H-andy Loans in Three Steps

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Apply Online

To apply, just jump online and complete a fast application in minutes.

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We Search for a Lender

We do the searching, so you don’t have to. After you submit your application, we’ll get straight to work finding you a quality lender.

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Cash, Without the Headache

If we find you a lender, they should be in touch shortly to go over your loan application. Approved? Then, it’s FAST cash straight to your bank.*

You’ll need to be:

You'll need to be:

Over 18 years of age

An American citizen

Or permanent resident

You’ll need to have:

A regular source of income for at least 3 months

Permanent address and checking account

Employment information

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Ask Andy.

There is no such thing as a stupid question. Ask Andy today about your application, outcome or our lender-finding process.

View all FAQs

How do I apply?

Jump online and complete an application in just a few minutes.

What happens to my data?

We securely store your data upon submitting your application. Using third-party encryption, you’ll know your data is safe with us.

Can I apply with bad credit?

Yes, absolutely! We’re ready to give every applicant a fair go and find them a lender that is ready to lend a hand.

Types of Loans

Medical bills due? Car repairs needed? We may have the h-andy loan for you.



Car Registration


White Goods


Loans that take minutes, not days.

100% online

Apply in minutes

Flexible loan terms

Between 2 to 5 years

No extra fees

For repaying your loan early


From $300 to $10,000

Material disclosure APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.