'H'andy Loans in Three Steps

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Complete the form

To secure a loan, just jump online and complete a fast form in minutes.

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We Search for a Lender

We do the searching, so you don’t have to. After you submit your form, we’ll get straight to work finding you a quality lender.

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Cash, Without the Headache

If you are connected with a lender, you will be able to review the loan offer with all the terms and conditions. Approved? Then, it’s FAST cash straight to your bank.*

You’ll need to be:

You'll need to be:

Over 18 years of age

An American citizen

Or permanent resident

You’ll need to have:

A regular source of income for at least 3 months

Permanent address and checking account

Employment information

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Ask Andy.

There is no such thing as a stupid question. Ask Andy today about your form, outcome or our lender-finding process.

View all FAQs

How do I submit a loan request?

Jump online and complete a loan request form in just a few minutes.

What happens to my data?

We securely store your data upon submitting your form. Using third-party encryption, you’ll know your data is safe with us.

Can I submit a request with bad credit?

Yes, absolutely! We’re ready to give every applicant a fair go and find them a lender that is ready to lend a hand.

Types of Loans

Medical bills due? Car repairs needed? We may have the 'h'andy loan for you.



Car Registration




Loans that take minutes, not days.

100% online

Complete a form in minutes

Flexible loan terms

Between 2 to 5 years

No extra fees

For repaying your loan early


From $300 to $10,000

Material disclosure Andy Loans is not a lender or broker and is not affiliated with any lenders or brokers. Andy Loans does not make lending or credit decisions. This website does not constitute an offer or solicitation to lend. The form on the website is not an application for a loan. Loan terms will vary. Loan availability will vary by state. Approval is not guaranteed. Third-party provider may conduct credit checks related to the user’s request. Andy Loans will share PII with third-parties for the purpose of connecting consumers with lenders. Andy Loans is compensated for connecting consumers with lenders. Late payments of loans may result in additional fees or collection activities, or both. Each Lender has its own terms and conditions. Please familiarize yourself with your Lender’s policies for further information. Non-payment of your loan could result in collection activities. Each Lender has its own terms and conditions. Please familiarize yourself with your Lender’s policies for further information. Every Lender has its own renewal policy, which likely differs from Lender to Lender. Please review your particular Lender’s renewal policy.