FAQ

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Our partner-lenders find personal loans from $300 to $10,000, and the repayment period will depend on the amount you choose to borrow.

No, our service is free of charge. We simply partner with a lender that can give you a fair go. Saving the hassle of endless searching and deciding on a lender that can work for you. We do all that for you!

You’ll need to be:

  • Over 18 years of age
  • An American citizen
  • Or permanent resident

You’ll need to have:

  • A regular source of income for at least 3 months
  • Permanent address and checking account
  • Employment information

If you want to learn more about how we work, head over to the how it works page.

That depends on the lender you’re connected with. However, we attempt to connect you with a lender just minutes after you submit a form.

Loan and lender offerings will differ from state to state, as each state has its own lending regulations in place. Once you select the state you live in during your online loan request form.

Securing a lender with Andy Loans is simple. Just follow three steps; complete a form, wait for a lender, meet your new lender! It’s that easy. Of course, the assessment of your submission is subject to each individual lender and we cannot guarantee approval. If you have any questions regarding your outcome, just contact your new lender.

Andy Loans is 100% online, so there is no need to ring up - just submit a form online in minutes and have a new lender in no time.

When you work with Andy Loans, your data is secure. We use third-party encryption to keep your data safe. If you have any concerns about your privacy, take a look at our policy.

The costs of your personal loan are subject to individual lenders. We cannot speak for the fees and charges of other lenders. If you have questions about the costs of your loan before you accept your contract, please feel free to contact your lender.

Repayments are subject to each individual lender, however, typically lenders will set up a direct debit with your nominated bank account. If you have any issues with your repayments, please contact your lender directly.

If you wish to submit your feedback, please send our customer service team an email at hello@andyloans.com. We’ll do our best to respond to your query as quickly as possible.

Got a question?

Need more information about our services? Don’t hesitate to contact our team.

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